First State Bank recognizes respects and protects the personal privacy rights of all of our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our institution and website.

First State Bank collects information you might consider to be private, such as account number(s), social security number, income and net worth about you (non-public personal information) from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates or others; and
Information we receive from a consumer reporting agency.

First State Bank restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

First State Bank may disclose personal and account information about you to our Affiliates. An affiliate is a company we own or control, or a company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

First State Bank may disclose personal and account information to financial service providers, such as First State Insurance and Investments, divisions of First State Bank Gothenburg NE; and Farnam Insurance Agency. We may disclose information based on our transactions and experiences with you such as: Name Account Activity Payment History Types of Accounts
Address Deposit History Account Balances Parties to the transaction

Since First State Bank values our customer relationship with you, we will not disclose your personal and account information to other third parties, except as permitted by law, such as reports to credit bureaus, IRS Reporting, responses to subpoenas, search warrants or summons.

If you decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices as described in this notice.

Notify us of Inaccurate Information We report to Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:

First State Bank
PO Box 79
Gothenburg NE 69138.