For Kids

kids checking accounts

First State Bank has many services for any one, of any age!

Banking For Kids

First State Bank wants to help our kids save. Our new kids savings account offers a great rate and saving incentives to help kids develop positive saving habits. We have improved our Kids Accounts and are excited to offer these new products!


Ninja Savings

Watch your kids' savings GROW with this mighty savings account!

  • No minimum balance 
  • Savers age 0 to 13 will receive stamps with their savings that can be used towards gift certificates that can be used in our community.Receive one Ninja Savings Deposit Stamp for each $5.00 deposit. Kids may receive a maximum of 5 stamps in a week.
  • Interest rate of 2.50% with 2.52 Annual Percentage Yield (APY) for the first $2,500.00 Average Daily Balance. 
  • Earns First State Bank Regular Savings Rate .25% with .25%APY on the remaining balance over $2,500.00

Still have Looney Tune savings Stamps? Kids can use those to obtain their gift certificates!

Only one Ninja Savings Accounts per child


Student Checking

Our Student checking account is designed with the high school student in mind 

  • Ages 14 to 18
  • No Minimum Balance
  • No Service Charge
  • E-Statements Required
  • First order of Checks free with in-store pickup
  • Online Banking
  • Mobile Deposit
  • Online Bill Pay
  • Savers ages 14 to 18 who open and maintain a Student Checking account in addition to their Ninja Savings Account qualify for an interest rate of 3.50% with a 3.55% APY on the first $2,500.00 Average Daily Balance on their Ninja Savings account! Earns .15% interest rate with .15% APY on remaining balance over $2,500.00




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